Shared ownership FAQs

Shared ownership is designed to support to you buy the biggest share you can. Before deciding what size share we can offer you, you’ll undergo a financial assessment. The calculations we use work out the size share you should buy based on your current financial situation while making sure the offer is affordable for you. You cannot choose to buy a lower share than the assessment recommends.

The share we offer you is based on your current circumstances but also takes into consideration factors that could change in the future.

Our calculations ensure your mortgage, rent and service charges won’t be more than 45% of your income, so you can afford to maintain your lifestyle as well as your dream home.